Snap Credit Fix
Fix My Credit. Build Your Future.
Say Goodbye to Bad Credit. For Good.
Learn What’s Hurting Your Score and How We Can Fix It!
Snap Credit Fix works with everyday people to challenge inaccurate, incomplete or unverifiable items and build stronger credit habits—so you can go after the car, home or loan you want. Results vary by credit profile.
- 3–6Months of focused work
- 100%Free first consultation
- 3Bureaus we work across
Score check
0 improving
Illustration only. Individual results vary.
Interactive example
Any score lower than 650* is generally considered “bad”
See how a credit profile can look before and after focused credit work. Move the demo below to picture the difference a stronger score can make.
*Based off of a FICO® 8 score
540
Poor
Before SNAP Credit Fix
Example illustration only. Results vary by credit profile. No specific score increase is guaranteed.
Bad credit could keep you from:
Tap a card to see why lenders care.
620
Fair
Where does your score stand?
Slide to see how lenders generally read different score ranges. This is an educational illustration, not an offer or a prediction of your results.
You may qualify, but usually with higher rates and smaller limits.
Find out where you stand
Get Your Free Credit ConsultationWhat affects my credit score?
Select a slice to explore each part of a typical scoring model.
Paying bills on time is the single biggest piece of your score.
Quick win: Set autopay for at least the minimum on every account.
How long does it take?
Past members saw a
0 to 0
point increase per bureau
Typically within
0 to 0
months of focused work
Past member results are not a promise of future results. Outcomes depend on your individual credit profile, and no company can guarantee a specific score increase or the removal of accurate information.
Get Your Free Credit ConsultationWhat our members say
“Stuart gave me a clear plan and my credit score went up 98 points in two months!”
How it works
A simple, transparent process. Results vary based on your individual credit profile.
- 1
Review your credit
We go through your credit reports with you and identify the items affecting your credit profile.
- 2
Build your plan
You get a strategy built around your specific goals—whether that is a car, a home, or simply a stronger score.
- 3
Dispute + rebuild
We challenge items that appear inaccurate, incomplete, or unverifiable while coaching you on establishing stronger credit.
- 4
Track your progress
You monitor changes month to month with ongoing coaching and support until you reach your goal.
Backed in writing
Our Satisfaction Guarantee
At Snap Credit Fix Inc., your satisfaction is our top priority. While we cannot guarantee specific outcomes—because every credit situation is unique—we are confident in the quality of our work and fully committed to providing you with exceptional service. If at any time you’re not satisfied with our efforts, we’ll refund all money paid, excluding the initial enrollment month fee. We’re here to support you every step of the way and will always strive to exceed your expectations.
Our Promise to You
Straightforward commitments we hold ourselves to on every single account.
- You can cancel your service at any time—no long-term commitments.
- We will never over-promise or guarantee specific results.
- Your private information will always be protected and secure.
- You will be treated with professionalism, respect, and courtesy.
- We will respond to your questions and requests promptly.
Frequently asked questions
How does credit repair work?
We review your credit reports with you, identify items that appear inaccurate, incomplete, or unverifiable, and challenge those items with the credit bureaus, creditors, and collection agencies. Alongside that, we coach you on the habits and accounts that help rebuild a stronger credit profile.
How long does credit repair take?
Most members work with us for roughly 3 to 6 months, but timelines depend on your individual credit profile and how the bureaus and creditors respond. Results vary from person to person.
Can you guarantee my credit score will increase?
No. No credit repair company can legally guarantee a specific score increase or outcome. We can guarantee the quality and effort of our work, and we back it with our satisfaction guarantee.
Can all negative items be removed?
No. Accurate, complete, and verifiable negative information cannot be removed and will remain until it ages off your report. We focus on items that appear inaccurate, incomplete, or unverifiable.
How much does credit repair cost?
Our Credit Builder plan is $399 with a $99 first work fee, and our Supreme plan starts as low as $999 with flexible payment options. See the pricing page for what is included in each plan.
Does credit repair hurt my credit?
Filing disputes does not lower your score on its own. Your score can move up or down while accounts update, which is why we pair disputes with credit-building coaching.
Do I need to stop using my credit cards?
Usually not. We generally coach members to keep accounts open and keep balances low relative to their limits, since utilization and account age both influence your score.
What happens during a free consultation?
We look at where your credit stands today, talk through your goals, explain what we see on your reports, and outline the options available to you. There is no cost and no obligation.
Can you help me prepare to buy a home?
Yes. Many members come to us with a mortgage goal. We work on the items affecting your profile and coach you on the steps lenders look at, though approval is always the lender's decision.
Can you help me build credit if I have little credit history?
Yes. Both plans include coaching to establish new credit and a credit-building tradeline, which are designed to help a thin file grow over time.